Article 2 of 9 in Home Insurance and Disasters. Coastal states face unique and severe weather patterns that can cause tremendous damage, which can cause significant losses and make them a high risk for home insurance coverage.The damage after Hurricane Katrina cost more than $40 billion for 1.7 million U.S. policyholders in six states, leaving home insurance companies scrambling to recover.
Home insurance can vary from state to state. As a resident of Massachusetts, learn what a typical allstate homeowners policy could help cover.
After one insurance company has refused to insure you, you become eligible to apply for coverage through the Massachusetts Auto Insurance Plan, also known as the MAIP. In order to get coverage from the MAIP, you will have to go through an insurance agent. That insurance agent will have you fill out an application for the MAIP.
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