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Indeed, the FHA mortgage slipped from popularity in recent years because borrowers without good credit or a down payment often could find other, more economical loans, notes Janell Johnson, owner of.
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In effect, this may make FHA the go-to financing option for borrowers needing loans up to $729,750 — with down payments as low as 3.5 percent — in high-cost areas of California; metropolitan.
little or no pricing gains and more homes on the market are making homes more affordable in Lake County.” For the month cash financing was used in 25.3 percent of the transactions, conventional loans.
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